Renovation Loans in Tennessee & California

At First Capital Mortgage, we make home improvement projects affordable and stress-free with renovation loans. Whether you’re looking to upgrade your existing home or purchase a fixer-upper in Tennessee or California, our renovation loan options help turn your vision into reality.

What Is a Renovation Loan?

A renovation loan allows you to finance home improvement projects by combining the cost of renovations with your mortgage or providing separate funds specifically for upgrades. These loans are ideal for homebuyers and homeowners looking to improve their property’s value and functionality.

Benefits of Renovation Loans

• Combine Costs: Finance your home purchase and renovation in one loan.
• Increase Property Value: Boost your home’s market value with strategic improvements.
• Flexible Options: Use funds for a variety of projects, including kitchens, bathrooms, roofing, and more.
• Low Interest Rates: Enjoy competitive rates compared to personal loans or credit cards.

Types of Renovation Loans We Offer

• FHA 203(k) Loans: Ideal for purchasing and renovating fixer-uppers with government-backed benefits.
• Homestyle® Renovation Loans: A flexible option for a wide range of improvement projects.
• Cash-Out Refinance: Tap into your home equity to fund renovations.
• Construction Loans: Finance major renovations or rebuilds with tailored loan options.

Renovation Loans in Tennessee

From updating a historic home in Nashville to modernizing a family residence in Knoxville, we help homeowners across Tennessee make their renovation dreams a reality. Our local expertise ensures a smooth and seamless loan process.

Renovation Loans in California

In California, where home prices are often high, renovation loans provide a cost-effective way to create your dream home. Whether you’re in Los Angeles, San Diego, or another part of the state, we’ll guide you every step of the way.

Why Choose First Capital Mortgage for Your Renovation Loan?

At First Capital Mortgage, we understand the complexities of renovation financing. Our experienced team is dedicated to providing tailored solutions, ensuring your project stays on budget and on track. With access to trusted lenders and personalized service, we make the renovation loan process hassle-free.

Get Started Today

Ready to transform your home with a renovation loan? Contact us to learn more about your options and get started. Call (865) 444-8422 or email us today for a consultation.

FAQs About Renovation Loans

Have questions? Visit our FAQ section or contact our team for personalized assistance.